Which Samsung phones support android pay. What is Android Pay? How to connect and use

More recently, in May of this year, Russians were able to familiarize themselves with the technology of contactless payments on phones running the Android operating system. Main competitors Apple Pay And Samsung Pay launched six months earlier, but the coverage of devices supported is huge Android Pay could play into Google's hands and help it win new audiences. In this material we will look at a new application for Android smartphones. How Android Pay works, how it differs from its competitors, is it safe to use, and what difficulties did users of the service encounter?

System requirements

First, you should find out which devices Android Pay works on. Google's requirements are not too high. Your phone must have an NFC chip installed (to make payments) and Android version 4.4 (to install the Android Pay application). Everything seems simple, but in fact there are a number of restrictions that can interfere with turning on Android Pay:

• Firstly, the service only works on those gadgets that run official firmware (versions for developers and less popular builds are not supported).
• Secondly, there is a list of smartphones on which it is impossible to enable Android Pay. These are Elephone P9000, Samsung Light and S3.

As for terminals, everything is quite simple. Any terminal that supports PayPass or PayWave technology is suitable for payment. Such terminals are installed in almost any, even not the most prestigious, store or point of sale.

What banks and cards does it work with?

Just as in the case of other payment systems, Android Pay started only with a part of the banks operating in Russia. Fortunately, among them are all the most popular institutions that are in great demand: Raiffeisen Bank, Russian Standard, Rocketbank, Otkritie, Sberbank, Tinkoff, a number of other lesser-known organizations and the payment service from Yandex ". The situation with shops is no worse. Almost all popular retail chains have shown interest in new technology and committed to supporting its work. This is quite natural, since these same networks already work with Apple and Samsung.

How to connect?

We figured out which phones Android Pay works on, now you need to connect this service. If you have already paid for any of the Google services and tied yours bank card To account Google, then by installing Android app Pay, you will immediately find them in the list. If there are no linked cards, you will have to enter all the details yourself. You can use the built-in scanner credit cards, but he often gets the number wrong (it’s unclear why Google couldn’t bring the technology to fruition).

Before you add a card, do not forget to set a password on your device, otherwise Android Pay will respond with an error and prohibit you from paying anything. After adding a card, you will need to confirm it. You can confirm the card using an SMS code or by calling the bank's technical support service and confirming the fact that you are connecting your card to the mobile payment system. They will charge you 30 rubles for confirmation, but will return it after a while.

Safety

Your card details are stored on Google servers and are securely encrypted on them. For payment, not your real details are used, but specially generated sets of numbers - tokens. This does not mean that you need a constant connection to servers to work. No, tokens are created on servers but then uploaded to each individual device and stored there until any payment is made. Devices from Apple and Samsung have separate physical space for storing tokens, which significantly increases the level of security. Plus, Android Pay, one way or another, will ask for Internet access when the device runs out of tokens, and this is a significant drawback.

To make each purchase, you will have to enter a password, key code, or place your finger on the fingerprint scanner (it all depends on what security method is used on your phone). If you disable any of the blocking methods, then all data relating to your bank cards will be destroyed. If the gadget is lost or stolen, you can remotely erase information about linked cards. In general, there is no need to worry about security.

How does Android Pay work?

When working with terminals and paying for a purchase worth 1,000 rubles or less, just turn on the gadget’s display and touch it to the terminal. In the case of larger amounts, you will need to enter a password or place your finger on the fingerprint sensor. You can also use smart watches to pay.

Android Pay works both in physical retail outlets and online. Many people do not go to stores at all and make purchases on websites or applications, so Google was concerned about introducing the technology there too. For Android work Pay on the site requires technology support from the resource owner. The buyer needs to find a button with a green robot and the inscription Pay and click on it. Immediately after this, it will be redirected to the application itself, where, in the same way as in the case of payment in real life You will need to remove the lock and confirm the operation. That’s all, the site or application will instantly understand that the order has been paid and place it.

Possible problems

The most popular question floating around the Internet after the launch payment system- this is “why Android Pay doesn’t work on Xiaomi”. The problem really exists, and all owners of Chinese gadgets have encountered it. Yes, yes, Android Pay does not work on Meizu either. The reason is the international firmware that users install to translate the interface language into Russian.

Another problem that users face is returning goods. The fact is that the token that hides your details will be saved only for one terminal, and in order to make a refund, you will have to look for exactly that terminal.

Promotions and discounts

The launch of each payment system is accompanied by discounts and promotions that are designed to popularize the service among the masses and force people to try it at least once. Among the promotions known today, it is worth highlighting a 50% discount on travel on the Moscow metro. 50% discount on a ticket for Aeroexpress and the same discount on the purchase of any burger in the fast food chain Burger King. It all works as follows - you pay the full price for a ticket or any other product, and over a period of time half of the amount is returned to your card. This means that if you do not have the required amount, you will not be able to use the promotion.

How to enable Android Pay on a jailbroken phone?

Owners of some devices with an unstable or hacked version of the operating system have encountered a number of problems when entering bank card data. The fact is that Google (for security reasons) prohibits the use of financial applications on any Android systems other than the original one. The problem can be solved by deception Android program Pay. To do this, you need to hide from her information about the system being hacked. So, first you will need the Magisk Manager utility, which will allow you to install and update the Magisk program. After opening the Magisk program, find the Magisk Hide item in it and activate it. Reboot the gadget and turn on Magisk Manager again. A list of programs from which you can hide the fact of hacking will appear. Find Android Pay and disable it. As soon as you do this, restart your device and try using the payment system again. Just in case, check if Android Pay works with your phone (Magisk may not help).

Instead of a conclusion

So what do we have? Another payment system that was launched too late or a truly worthy product that people will like? More likely the second, because with its army of fans Google can compete on an equal footing with Apple and Samsung without any problems (considering the fact that Android Pay works both on Google devices itself and on Samsung devices). And people themselves are ready for a new step in this direction. Bank cards are convenient, but the younger generation is much more likely to hold a smartphone in their hands, which means they will be more willing to pay with it. Discounts also played an important role, perhaps promotions will be repeated, and user interest will be actively fueled for a long time.

Pros of the service:

• A huge number of devices working with Android Pay.
• Various payment protection options.
• Discounts and promotions.

Disadvantages of the service:

• Does not work on jailbroken devices.
• Payment tokens are stored only on Google servers.

The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! Owners of smartphones running the operating system of the same name are happy and, of course, wondering what devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over analogues that focus only on one brand.

Android Pay compatibility with your gadget

Your gadget will be fully compatible with only two components. This:

1. Operating system Android version KitKat4 and higher. This version works successfully on models of almost any brand released after 2013. You can view the version of your operating system in “Settings” by selecting the “Device Information” sub-item. Read more about this here.
2. The developer version of Android won't work either.
3. The next point will be the presence on your or another Android gadget of a module that is responsible for contactless data transfer (NFC module). If you don’t know for sure whether such a function exists on, say, a phone, you can find out more information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about that in our article.
4. You don't have to have a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. In this way, Google strives to protect customers from scammers: devices with an unlocked bootloader are less secure. For more information, see our information. Anything is possible 😉
5. Should not be installed on the phone Samsung app MyKnox.
6. The device must be certified by Google.

And there are still some phones that seem to be suitable, but nevertheless use them payment service will not work:

• Samsung Galaxy: Note III, Light, S3
• Elephone P9000
• Evo 4G LTE
• Nexus 7 (2012)

Well, that’s all, you’ll agree – a little. Today, there are about 40% of Android gadgets with the appropriate characteristics. That is, in addition to almost any smartphone or tablet of the latest generation, the service can be downloaded, for example, to a phone released in 2014. And to them at any time point of sale, where they accept contactless payments, and there are a great many of them today. If you want to know, go to the corresponding article.

Brief instructions for the payment system from Google.

To bookmarks

May 23, 2017 from 9:00 Moscow time in Russia payment Android system Pay. It has existed since September 2015, Russia became the 11th region in which the system started working. Here it is available to clients of more than 10 banks who use Visa and Mastercard cards.

What is Android Pay for?

Android Pay is a contactless payment system that allows you to link a regular bank card to an application, and then use the service on a smartphone or smart watch to pay for goods and services. In addition, you can use it to pay in applications on mobile devices (for example, Uber).

The technology allows you not to carry all your bank cards with you, replacing them with one application on your smartphone. Android Pay does not charge a commission from the user - the amount indicated on the receipt is debited from the buyer's account.

What cards can be connected to Android Pay

At launch in Russia, Android Pay works with more than ten banks. This list includes:

• "Alfa Bank";
• Ak Bars Bank;
• "Binbank" (at the time of launch only MasterCard);
• "VTB 24";
• "MTS Bank";
• Otkritie (including Rocketbank and Tochka);
• Promsvyazbank (at the time of launch only MasterCard);
• Raiffeisenbank;
• Rosselkhozbank;
• “Russian Standard” (at the time of launch only MasterCard);
• "Sberbank";
• Tinkoff Bank;
• "Yandex.Money" (MasterCard only).

This list will be expanded in the future.

Which devices is Android Pay available on?

Android Pay can be connected to devices with an NFC chip that run Android KitKat (4.4) and later - Lollipop (5.0, 5.1), Marshmallow (6.0) and Nougat (7.0, 7.1).

An important condition is that the device must have official firmware installed, and must not have root rights and the bootloader must not be unlocked. Typically, these actions are performed when changing the firmware.

How to connect a card to Android Pay

To use Android Pay, you need to download the application of the same name from Google Play Store. Some Russian users had access to it back in early May 2017.

When you first launch the Android Pay application, you will be prompted to connect a card - to do this, you need to either point the camera at it so that the service reads the number and expiration date, or enter the information manually. You will also need the CVV code on the back of the card and the user's address. When connecting the card, the bank will send a verification code to confirm the operation.

If the user has already connected cards to his Google account (for example, to pay in an app store), then Android Pay will offer to use one of them - to link to the application, you will only need to enter the CVV code.

Where and how to pay via Android Pay

Payment via Android Pay is available almost everywhere where there are terminals that support contactless payments (including through cards with PayPass and PayWave technologies). We are talking about terminals, which are indicated by similar symbols:

In Russia, such terminals are available in almost every retail chain - Azbuka Vkusa, Pyaterochka, Perekrestok, Karusel, Magnit, OK, Eldorado, H&M, Starbucks, KFC, Burger King", "Teremok", "Doubleby", "Rosneft", "Bashneft", etc. By the end of 2017, Sberbank, which services 1.1 million terminals, promises to add the possibility of contactless payment to all its devices.

To pay for goods and services, you need to “wake up” the device with the Android Pay application and bring it to the terminal for a few seconds. If the operation is successful, a message about this and an image of the card used will appear on the screen.

In some cases, the cashier may ask you to enter a PIN or sign a receipt. This depends on the settings of the bank that issued the card and the terminal. As a rule, in Russia, when making contactless payments, you need to enter a PIN code for transactions amounting to more than 1,000 rubles.

Android Pay allows you to carry out three transactions in a row without unlocking the phone for an amount of up to 1000 rubles each; on the fourth, the user will need to unlock the phone using graphic key or fingerprint. The transaction “counter” is reset if the user has unlocked the phone between them.

If the user has connected several cards, then one of them will need to be selected as the standard one, which will be used by default. To use another card, before paying, you need to open the application and select the desired card - if necessary, it can be designated as standard for the future.

How to pay with Android Pay in apps and websites

WITH using Android Pay can also be used to pay for purchases in some mobile applications and websites via mobile Google version Chrome. In such cases, the “Pay via Android Pay” button will appear on the payment page.

In some services (for example, Uber), you can use Android Pay as one of the permanent means of payment. At the start of the system in Russia, the service will be available in Lamoda, OneTwoTrip, Rambler/Kassa and Afisha, and later will appear in Delivery Club, Kinokhod, Ozon, Yandex.Taxi and other applications.

Innovative banking payment technologies are gradually spreading throughout the world, coming to new countries. Next up is Russia. On May 23, 2017, the long-awaited launch of Google Pay in Russia took place, which was previously called Android Pay. In this article we will talk about all the pros and cons of the payment system, we will figure out how to connect and configure Google Pay and which banks and smartphones support this technology.

Google Pay – what kind of technology is it and why is it needed?

Google Pay is a payment platform for Android smartphones from the famous American corporation Google, which was first launched in 2015. Today, this payment technology is already working in such large countries as the USA, Great Britain, Australia, Singapore, etc.

Many people ask what is the essence of this technology? Google Pay allows you to pay for your daily purchases using a smartphone or smart watch on the Android operating system in a contactless way, having previously “linked” a bank card from a bank that supports this technology.

The Google Pay payment platform is similar in principle to Apple Pay and Samsung Pay. But unlike the above systems, it has a number of advantages.

Pros and cons of a payment service

In order to understand how convenient this platform is and whether it is worth using, you need to understand what its advantages and disadvantages are for payments via the NFC module on the phone.

First, let's look at advantages of contactless paymentsGooglePay:

• No need to carry plastic bank cards with you. To make payments, you just need to use your smartphone, without which most modern people don't leave the house.
• One smartphone instead of several payment cards. That is, you can “link” cards from several banks to Android Pay and, when paying, decide which card you want to make the payment from.
• The fundamental advantage of Android Pay, unlike Apple and Samsung Pay, is that this system not tied to a specific smartphone brand. The main thing is that the smartphone runs on the Android operating system. And in the world, such smartphones account for about 85% of the entire smartphone market.
• Payment speed. Paying physically with a bank card usually takes much longer than paying using a contactless method.
• Payment security. Now this is one of the main aspects of using new payment technologies. Unlike paying with a bank card, firstly, they will not be able to copy your bank card, and secondly, the payment is confirmed using a fingerprint or a special code. In addition, data transfer during payment occurs in encrypted form and is reliably protected from fraudsters.
• In addition to bank cards, you can add most loyalty cards, discount cards and other cards that you usually carry in your wallet to the GPay application.

Disadvantages of a contactless payment platform:

• Unfortunately, so far Not all stores have a contactless payment system. But every year, the number of banks that support Google’s new product and the number of payment points that accept contactless payments, including Google Pay, is growing very quickly.
• There is no option to use technology to withdraw cash. At least most ATMs in Russia are not configured to read contactless gadgets.
• Smartphone ran out of charge - left without money. If you constantly use only your smartphone as a means of payment, and if the charge on your gadget runs out, you may be left without a means of payment.

So, in order to connect Google Pay, you must have a bank credit or debit card Visa, MasterCard, Discover, American Express from a bank that supports this technology, and also have a gadget technically suitable for contactless payment.

Banks supporting Google Pay in Russia

So which banks support GPay? As of May 23, 2018, you can connect cards from the following banks:

• Sberbank
• Opening
• Promsvyazbank
• Dot
• MTS-Bank
• Binbank
• Rosselkhozbank
• Yandex money
• Some regional banks...

Every month the number of banks connected to the system is certainly increasing. A more detailed and up-to-date list? and also which cards can be added to the application can be found on the official website.

Devices that support paymentGoogle Pay

As already mentioned, unlike Apple Pay and Samsung Pay, the main condition for using the new technology is operating system Android versions 4.4 and higher, as well as the presence of an NFC module in the smartphone (a chip for contactless payment).

Attention! Many have encountered the problem that Google Play either does not find the corresponding application, or a message appears: “Not supported on your device.” This message, as a rule, is seen by those who bought their smartphone through Aliexpress. The fact is that such gadgets usually do not have official firmware or root access is open. Therefore, on such devices, it will not be possible to install the GPay application (This applies to such Chinese brands as MEIZU, Xiaomi, Elephone, etc. purchased not in Russia).

The most affordable smartphones with an NFC module today are produced by the company HUAWEI under the HONOR brand. I myself am the owner of a gadget of this brand and I can say that contactless payments are made without any problems. Everything is just perfect, unlike Samsung of other brands, where glitches and freezes very often occur.

How to use Google Pay

So, if you have a card from a supported bank and a smartphone on the platform of the same name with an NFC module, then to pay with your smartphone you need:

1. Download the official Google Pay app from the Google App Store.
2. In the application settings, add “link” to the bank card of the supporting bank.
3. Set the main card for payments in the application settings (For example, if you have added several cards)
4. Also, in the settings of the NFC module of your smartphone, you must select the “Default” application for contactless payment. Choose Google Pay.

Directly at the store, payment is made in the standard way. When the cashier asks you to insert your card, you must unlock your smartphone and hold the back of your smartphone up to the bank terminal. Payment will be made from the bank card that you specified as your main one in the GPay application. If, at the time of payment, you want to make a payment from your other card, then simply open the GPay application, select one of the added cards and bring your phone to the terminal.

Below is a detailed video review about Google's contactless payment technology on Android smartphones.

After you have downloaded, installed, linked a bank card and configured Android Pay, you can proceed to pay for Android Pay goods. To pay for a purchase using the Android Pay contactless payment system, you no longer need to perform complex actions, you just need to follow simple rules Android Pay payments.

Android Pay payment procedure

Need to prepare mobile phone(turn it on and remove the screen lock if you have one). It is not necessary to launch the Android Pay payment app.

• Position the phone so that back panel mobile device turned out to be parallel to the terminal;
• At the time of payment, you need to press the “Credit” button on the display of your mobile device, even if you are using a debit bank card;
• You may need to enter special code. This usually happens when paying with a debit card.

The debit is made from the card that was initially selected for the Android Pay application.

How to change card

In the Android Pay application, several credit cards can be linked to your phone, including from different banks. To select the desired card in Android Pay, you need to unlock your phone and go to the Android Pay application. After that, in the application you select required map. In the gadget item on the screen, click the “Set card as main” menu and to pay for the goods, repeat all the steps indicated above.

Possible mistakes

Wake up your phone

Contactless system Android Pay may fail. When problems arise, the main thing is to know how they are solved. One of the most popular problems can arise when the phone is positioned correctly in relation to the terminal, but payment does not occur. In such a situation, you need to bring the smartphone out of the standby state, removing the screen lock. It is not necessary to launch the Android Pay payment application.

Change your phone location

If the antenna does not work NFC module , try changing the location of the phone. Do not remove the gadget from the terminal too quickly. It is recommended to wait a few seconds, sufficient for the system to respond and make the payment. After the green flag lights up on the display, you can remove the phone from the terminal.

The appearance of a green flag does not always mean a successful Android Pay payment. If the phone starts to vibrate, this means that the payment terminal is not receiving data. Ask the cashier for help. You may need to try making the payment again. If the phone prompts you to enter a PIN code, asking for a chip card, this means that the terminal does not support Android Pay. In this case, a regular bank card must be used for payment.

Refusal to accept card

If the card is rejected, you need to contact the servicing bank, since Google does not have information on transactions and the status of credit products. Learn more about possible errors at using Android You can pay on our website.

How to shop online

Today it is simple and very convenient to buy through mobile applications. The payment takes place when you select “ Payment with Android Pay"or a logo depicting a recognizable robot. Security of payments using Android Pay is maintained by transmitting a unique digital code. The seller does not receive personal information. In this case, the service does not require entering the PIN code of the card. Therefore, the confidentiality of your credit card information is maintained.