Robokassa payment service.
Robokassa is one of the first Internet payment aggregators that accepts most payment methods: bank cards, electronic wallets, payment terminals and communication stores, Internet banking, application and mobile commerce. The beginning of the system is considered to be 2002.
The volume of the market for online payments of Russian online stores through the Robokassa payment system, according to MARC, was at the level of 20% (previously 22%)
The advantages of working with this system include:
- no connection fee
- no subscription fees
- high security of payments and transfers,
- minimum requirements for the customer's website,
- very simple and clear integration procedure,
- round the clock and very qualified technical support,
- connectivity individuals,
- more than 40 ways to accept payments online, including bank cards, Internet banking, payment from a personal account mobile phone, payment through terminals, bank and postal transfers and many others.
in 2017 Robokassa launched its own marketplace
July 2017— Robo.Market becomes an official payment aggregator that allows you to comply with the terms of the amendments to 54-FZ and work through the online cash desk of the marketplace itself without purchasing it.
We wrote about the decisions of this aggregator under 54-FZ in an article about
FROM legal entities and individual entrepreneurs cooperation occurs by joining the contract - offer. Today, the service offers 6 key tariffs, set depending on the company's turnover, type of goods and services, as well as currency. Only Russian online stores connect to the system
For religious organizations and charitable foundations the Dobrokassa tariff is provided.
With individuals The aggregator operates on the basis of a Public Offer concluded with each payment. Individuals can make Internet payments in any currency.
Tariffs ROBOKASSA
Robokassa tariffs for legal entities
| Payment Methods | Commission | Notes |
| bank card | from 2.3% | Payments are accepted by iPay, Visa, MasterCard, MIR |
| Yandex. Money | from 3.5% | |
| Qiwi Wallet | from 4.5% | |
| Euroset, Svyaznoy | from 3.9% | |
| Internet banking | from 3.5% | Connected banks:
|
| WebMoney | from 2.9% | |
| MTS, Beeline, Megafon, Tele2 | from 5.0% | |
| Other means of payment | from 3.5% | |
| Tariff for individuals | 0% | The commission is paid by the Buyer of the online store |
Robokassa tariffs for individuals
| Payment Methods | Payment commission* |
| Bank cards Visa, MasterCard | from 7% |
| Electronic means of payment provided by the Issuer through the "HandyBank" system | from 5.5% |
| Yandex money | from 9% |
| QIWI wallet, QIWI terminals | from 6.8% |
| Payment from Beeline, MTS, TELE2 account | from 5% |
| Payment through terminals Euroset and Svyaznoy | from 8% |
| Terminals Eleksnet | from 5-7% |
| *Commission when working with individuals is assigned to the buyer |
Note! For individuals payment commission is paid by the buyer. Keep this in mind when pricing the item.
Withdrawals
Robokassa implements two different withdrawal mechanisms for legal entities and individuals.
Legal entities can set up withdrawal of funds in personal account. During this simple procedure, you will need to select desired type accounts: it can be a non-cash bank account, a QIWI wallet or a regular bank card.
To transfer to a bank account, prepare the following details: correspondent account, BIC and current account of your bank. You can also set up a unique name for the account from Robokassa, which will allow you to immediately understand that this is a withdrawal of funds from a payment aggregator.
Robokassa customers who are individuals can transfer funds to popular online wallets, in particular Qiwi, Webmoney and Yandex.money.
The withdrawal procedure usually takes one to two days.
10 requirements when connecting to the site
- uninterrupted operation of the site;
- the presence of more than one product in the assortment;
- for legal entities - the presence of more than one page and the ability to view the assortment pages;
- for individual entrepreneurs and individuals, it is possible to have a landing page (single-page sites), properly filled with content;
- when connecting to the personal account service of your site, the domain of the site and personal account must match;
- the site should not be hosted on a free domain, for example, narod.ru;
- the site must be publicly accessible without requiring a login/password to visit;
- mandatory data that must be published on the site - full name, TIN, legal and actual addresses, telephone and email;
- product pages must contain the characteristics, price and consumer properties of the offered goods and services and be placed on the pages of the same domain;
- the offered goods and services must comply with the requirements of the legislation of the Russian Federation.
“We check all online stores connected to the system very strictly. Our clients are real traders, we monitor very clearly so that no scheme transactions pass through our service. Each seller (online store) is checked for compliance with what he declares about himself. We check the turnover of this store every day, check whether it corresponds to the site traffic, whether the average check of the seller corresponds to the product he sells. That is, we are convinced that this is a real business. And - yes, we check that under the guise of felt boots the store does not sell drugs or other goods or services prohibited for sale in Russia. We monitor all sites to ensure that their content does not change in the process of life, ”-Tatiana Glazacheva, director of strategic development of the company
Connecting Robokassa to the site
According to the aggregator's customers, the service has one of the simplest API documentation. In addition, more than 45 ready-made modules for integration have been assembled for system users. The link you will find to connect the payment aggregator to the site.
If you do not have specialists for integration, the site also has a list of those who can provide this list has an extensive geography for those who are not used to contacting contractors and technical specialists only online and wants to find someone who will be nearby geographically.
Where do I go for technical questions?
If, when working with the Robokassa payment aggregator, you have technical problems, then you can send a request to the service support. It is done through your personal account, where you fill in three fields:
- request type
- header
- your question
For clarity, you can attach a screenshot to the request.
In addition to purely technical issues, you can also confirm or challenge acts for reporting periods, activate new stores, join affiliate programs, arrange returns, etc.
Support section in your account — https://partner.robokassa.ru/Support/Requests
Security of online payments through ROBOKASSA
The main basis for the security of all payments through the Robokassa aggregator is an SSL certificate version 3.0 (at the time of this writing). The availability of a secure connection between your browser and the system server can be determined by the presence of a closed padlock icon and the "https" prefix in the address bar.
This technology guarantees the highest security of payments, is confirmed by the PCI DSS certificate and is supported by the world's leading payment systems: MasterCard, Visa, American Express.
Robokassa connects to other payment systems through scripts containing instructions and data exchange procedures. These are a kind of micromodules configured individually for each payment agent, allowing you to transfer funds between accounts.
The functioning of the system is built on the basis of special scripts (modules) - microprograms containing sets of instructions and algorithms, i.e. "scenarios" of automatic interaction with accounts of payment systems and services. They provide funds for the purchase of goods or the provision of services.
Any confidential information, which is transmitted when making payments, is stored only on specialized servers of the payment aggregator, as well as additional servers that provide automatic backup and recovery of all data.
It is definitely worth mentioning the automatic fraud monitoring that Robokassa performs on a daily basis. In other words, each transaction will be checked for any fraudulent methods possible with payment cards.
Robokassa and 54 FZ
Connecting a new cash register
Independent. Payments in the store are accepted online through Robokassa, while the transfer of fiscal data to the OFD is carried out using your CCP independently (without the participation of the system).
cloudy. Payment for purchases in your store is carried out online through a payment aggregator with the transfer of fiscal data on accepted payments using a cash register provided by ATOL Online.
Cash. Checkout from "Module Checkout" is a universal solution for online stores that already have or are just about to open outlets offline. Compatible with programs for accounting and accounting of goods.
Data on decisions taken from the official website for decisions to 54-FZ -
Work without an online cash register. Only legal solutions
Loyal. Payment for purchases in your store will be made by transfer without opening a bank account (i.e. non-cash transfer of funds to your current account), at the order of the buyer.
Finished. Payment for purchases in your store will be made through the basket of the Robo.market marketplace.
Robo.market acts as an agent to attract buyers for goods placed on the marketplace, and also accepts payments from the buyer using its own cash register.
You can read about real cases and solutions for online sales in an article published on our website earlier.
The Roboxchange service began operating in 2002 and was the first to start exchanging electronic currencies automatically and instantly. Currently, Roboxchange is the world leader in automatic e-currency processing, both in terms of the number of transactions and the total volume of transactions. Today ROBOXchange is positioned as a multifunctional tool for making Internet payments.
Roboxchange's main areas of work:
Instant and automatic exchange of electronic currencies (more than 30 types);
Replenishment of user accounts with electronic currencies at various service providers (mobile communications, digital television, utility bills, online games, hosting, etc.);
Organization of the so-called "Internet currency acquiring" using ROBOKASSA's own product. Using Robokassa, the online store gets the opportunity to accept all leading electronic money for payment. Then all funds received from customers will be transferred to the settlement account of the online store.
ROBOXchange services are divided into exchange and payment services. The service works with WebMoney, Yandex.Money, Wallet One, Money Mail, EasyPay, LiqPay, RBK Money, E-gold and other electronic currencies. The exception is PayPal. Payments, payment and currency exchange can be made from any of the listed services.
All operations are carried out on-line automatically, which, accordingly, is very convenient and requires minimal effort from the user.
In addition, when using the on-line services of the system, you can pay for communication services, the Internet, television, pay utility bills, and purchase railway tickets.
One of the ROBOXchange services - Robokassa - allows Merchants (online stores, service providers) to accept payments from customers in any electronic currency, using sms messages, through the system money transfers Contact, and through instant payment terminals.
Story
The ROBOX service program began its work on July 17, 2002. This exchanger was one of the first in the world to exchange currencies automatically and instantly.
How do you know that ROBOXchange will not be deceived
The Roboxchange service has been operating for many years and has made millions of successful exchange-replenishment transactions. The service was the first automatic exchanger of electronic currencies in the world. And now they are the first both in terms of the volume of operations and the number of transactions. If we analyze data from open sources (in particular, megastock.ru), then it can be argued that not a single service that works with Webmoney tokens and is not its own service of Webmoney Transfer itself has a Business Level WMID higher than ROBOXchange.
Is making payments via the Internet using electronic currencies. RoboKassa part of the automated exchange service Roboxchange, owned by the Russian company Center for Internet Payments, which has been operating on the Internet market since 2002.
Payment service RoboKassa
The RoboKassa service is designed to facilitate and unify the conduct of payment transactions on websites. In particular, with the help of the RoboKassa service, online stores can accept almost all types of existing ones as payment for purchases. In addition, accept funds via SMS, through the Contact instant transfer system and through payment terminals.
Since RoboKassa is integrated with the Roboxchange exchange service, customers can pay for purchases in any available electronic currency. You can also use international plastic cards VISA, MasterCard and others for payment. RoboKassa system does not work with online payment system and some others due to the risks of fraud present in them and the low security of customer funds.
RoboKassa is known all over the world as one of the most reliable automated services for accepting payments in . In 2012, more than 25,000 different companies of both large and small and medium-sized businesses were clients of RoboKassa. In addition, foreign companies, state and public, charitable organizations.
Since May 2011, the RoboKassa service and Okean Bank CJSC have been partners. From their cooperation, a convenient and efficient financial and settlement center was formed, which provides websites and online stores with a whole range of various payment services.
The RoboKassa payment system uses a multi-level security system for ongoing transactions. When identifying users, more than ten test parameters are used, checking electronic signatures, IP addresses, safe site databases.
Due to the convenience, speed and security of payments, many large and well-known Internet companies work with the RoboKassa service, popular social networks, exchanges, auctions, credit organizations, gaming sites. As a rule, buyers in online stores do not charge a commission for paying for goods. Except for those cases when the client wants to pay in a currency with which the RoboKassa service does not work. Then you have to make a payment through intermediary exchange offices that charge interest for the exchange. The size of the commission from the owners of online stores, sellers, service providers depends on tariff plan and is usually between two and five percent.
The RoboKassa service works with both legal entities and individuals. The difference is that transactions with legal entities are conducted through a bank account, and with individuals through electronic payment systems. RoboKassa clients can receive instant, round-the-clock technical support, for any questions of cooperation and transactions. In addition, the RoboKassa user can order detailed reports on completed transactions, canceled and frozen payments.
After registering in the RoboKassa payment service, the owner or other online payment recipient installs a special script on the relevant pages of his site that ensures the operation of an interactive form of payment for goods or services. After that, all worries about paying for goods, exchanging electronic currencies, ensuring the security of transactions fall on the shoulders of the RoboKassa service.
Robokassa is an electronic type of payment system, the priority of which is business payments. This system began its existence in 2002 and was called ROBOXchange. This system can interact with all existing systems that are associated with electronic currencies. It is also worth noting that Robokassa has the function of paying for a wide variety of types of services, including housing and communal services, transport companies.
People who are related to business this system payments allows you to accept payments from customers in in electronic format. To do this, you can use:
* Special terminals for payment;
* Financial transfer systems;
* Payment via sms.
According to data from January 2006, this system already has about 50,000 different organizations in the list of served clients.
The company acquired the new center in 2011 after it was able to conclude an agreement with CJSC Ocean Bank. One of the main activities of this system is the provision of services to online stores.
And the main direction of the I-Obmen company is the exchange of cryptocurrency, for example.
Characteristic features of this payment service
In the field of these payment systems, the Robokassa service stands out from its competitors in that its main client base is business owners and private entrepreneurs. To make a payment, you can choose one of the following methods:
* Electronic payment;
* ATMs;
* Payment through special applications on the phone;
* Bank cards;
* Internet banking.
Confidentiality of information and complete security guaranteed by international quality certificates. The organization works exclusively with the latest PCI DSS data protection technologies.
Features of this system
Robokassa plays the role of an intermediary in transactions between the entrepreneur and the client. The commission is charged exclusively to the supplier. This service is available for both legal entities and individuals. However, payment via this service is carried out in the following way: the client selects the payment system that suits him, indicates the amount, then fills in the relevant papers and agrees to make the payment.
This service makes it possible to easily pay for many purchases of goods and services in the most optimal way, for example:
* Through bank card. AT this moment, this type of payment is most common in the world. Such payment is accepted from Russia and the CIS countries, as well as almost all Western countries. This method is also quite secure, since the channels are closed and the data is encrypted;
* Payment via smartphone. This type of payment has already successfully replaced the rather outdated method via SMS messages. It stands out for its simplicity and convenience, since the phone is almost always near you. Among other advantages of this method, it is worth noting the speed, ease, the ability to pay anytime and anywhere, as well as a low commission;
* Internet banking is another simple and convenient way to pay the required bills from Robokassa for your customers. It is worth noting that this method does not imply the creation of any accounts or registration. You just go online and transfer money from your bank card to where you need it;
* terminals for payment. To be able to deposit money, the client must be registered with Robokassa. At the same time, you can replenish accounts at any terminal that is a partner of this system;
* special application for iPhone. Another simple and convenient payment method. A special application will allow you to pay the required invoice when it suits you and where it suits you with a low commission. In other words, it's simple and profitable.
Features of connecting the system
Any serious entrepreneur who owns online stores always faces an important problem - the need to connect a special payment module. To most effectively solve this problem, an entrepreneur can install a payment aggregator in order to be able to work with only one service. As a result, it turns out that customers of the online store can choose the most suitable payment method for their purchases.
The efficient Robokassa system provides free connection their services. In addition, entrepreneurs are not charged subscription fee. The payment aggregator is connected to both companies and individual entrepreneurs (individuals). If you use payment systems such as: PS, and many others, then the Robokassa system does not charge a commission from you. The commission itself for doing business can be from 1.5% to 5%. One of the most important aspects in determining the commission for a firm is its turnover. In addition, the size of the commission is affected by what product is sold in the company and the currency.
For 2016, the Robokassa system is ready to provide many affordable rates for legal entities. persons.
Affordable tariff plan "Shock". Possibility of installation this tariff only despite the fact that the company has a turnover of 50 million rubles. The ability to pay the tariff through various payment systems, the amount of the commission:
1. Bank card - 1.7%;
2. POISON - 7%;
3. "" - 4%;
4. Svyaznoy, Euroset - 4%;
5. Internet banking - 4%;
6. Webmoney - 3%;
8. Other systems for payment - 3%.
VIP rate. The possibility of setting this tariff only if the company has a turnover of 10 million rubles.
1. Bank card - 2.3%;
2. POISON - 7%;
3. "Qiwi" - 4.5%;
4. Svyaznoy, Euroset - 4.5%;
5. Internet banking - 4.5%;
6. Webmoney - 3.5%;
7. MegaFon, MTS, Beeline - 5%;
8. Other systems for payment - 3.5%.
Tariff "Starting". The possibility of setting this tariff only if the company has a turnover of 300 thousand rubles.
1. Bank card - 3.9%;
2. POISON - 7%;
3. "Qiwi" - 5.9%;
4. Svyaznoy, Euroset - 4.9%;
5. Internet banking - 4.9%;
6. Webmoney - 4.9%;
7. MegaFon, MTS, Beeline - 5%;
8. Other systems for payment - 4.9%.
Tariff plan "First". Connection is possible regardless of the company's turnover.
1. Bank card - 5%;
2. POISON - 7%;
3. "Kiwi" - 6%;
4. Svyaznoy, Euroset - 5%;
5. Internet banking - 5%;
6. Webmoney - 5%;
7. MegaFon, MTS, Beeline - 5%;
8. Other systems for payment - 5%.
In addition, Robokassa is ready to provide a "Basic" and "Real" tariff, and for organizations specializing in religious and charitable activities, the company provides the Dobrokassa tariff.
Connection Features
For interconnection with the service payment center, the entrepreneur does not need to contact the software: all actions are implemented through a special script that is installed on the website of the online store. Integration can be done by yourself or with the help of our employees. In addition, Robokassa clients have access to a test server. You can find all technical data on the official website of this system. If you have made a decision to connect, then you must then send the necessary application to our company.
At the moment when you connect to the required payment system, you need to take into account a number of important aspects:
* An online store must work stably, be filled with the necessary information and goods or services;
* If the client is a legal entity, then a one-page site is excluded;
* The online store should work in the open and not request registration for new customers;
* Site location must be on paid hosting;
* The content of the site must not contradict the norms of the current legislation (the presence of prohibited content on the resource);
* The site is obliged to fully provide the client with all the necessary information about the company (name, contacts for communication, office address);
* Each product in the online store must have a price and description;
* All pages must be located in a single domain.
How to withdraw funds?
The financial amount that comes to the account of the online store specified during registration. The withdrawal of these funds completely eliminates the commission.
The Robokassa system offers working scripts for connecting to systems: HostCMS, WebSite X5, 1C-Bitrix and many others.
App for iPhone
The most frequent and convenient way to pay for services in Robokassa is payment via smartphone. Our employees are ready to provide their development, which allows you to pay for the required amount through a mobile device.
Nowadays, the phone is always at our fingertips, and taking into account the improvement in the coverage of 4G networks, a smartphone can sometimes fully compete with an ordinary PC. to install this application, you just need to find it in the iTunes list.
To fully manage this service, the client needs to create his own account: you must enter your email address in it. mail and telephone number. The system then also binds to your account bank card, which takes about a couple of minutes. After these procedures, the client becomes a full-fledged user and has the opportunity to use all the services of the Robokassa system.
How can I transfer and pay using only iPhone
The ability to pay for the necessary goods and services will be available after the client selects them. To confirm this decision, you just need to determine how the funds will be deposited "Through iPhone" and verify by entering a phone number. When these actions have been carried out, you need to return to the Robokassa system and select credit card, which is used to make payments.
Once the smartphone application has been successfully installed, customers can pay for a variety of services from any provider, from utility bills to the purchase of games. Our site has a complete list of all services and goods that can be paid for in this way.
Integrator electronic payments Roboxchange.com became the world's first fully automated service for the exchange of electronic currencies and making payments via the Internet. The Roboxchange system has been operating since 2002, the owner is the Russian company "Center for Internet Payments". Currently, it is a convenient, reliable, secure and multifunctional electronic payment service.
Overview of the Roboxchange service
The service carries out exchange and payment transactions with more than 30 types of electronic currencies: it works with systems Yandex money, Money Mail, webmoney, EasyPay, RBK Money, LiqPay and many others.
All transactions can be carried out online in full automatic mode. The interface is simple and intuitive. With Roboxchange you can pay shopping in online stores, pay utility bills, service providers mobile communications and the Internet pay TV, .
In addition to payment services, the Roboxchange service carries out exchange operations between various types of electronic currencies.
Specially for working with online stores the Robokassa service is intended. With its help, sites can accept payments in various electronic money, through the Contact money transfer service, via SMS messages, through payment terminals.
Payment service Roboxchange has established itself as a reliable and secure tool for accepting payments on websites. Around the world, the company's clients are about 25,000 companies of various directions and scales, including government and non-profit organizations.
Since 2011. CJSC Center for Internet Payments is a partner of CJSC Bank OCEAN. Together with Ocean Bank, Roboxchange forms an innovative financial tandem that provides a full range of services for online stores. During the year, the tandem performs about two million transactions, including with plastic cards.
The increase in turnover is about 50% per year. For 2013, the Roboxchange service is a recognized leader among automatic processing services for currency exchange around the world, far ahead of competitors both in the number of transactions made and in the total volume of money exchange.
The Roboxchange service is certified and certified in a well-known for its strict approach to ensuring the security of transactions and the safety of funds. payment system Webmoney, which once again confirms the reliability of Roboxchange.
There are also some restrictions. Roboxchange service does not work with cash currencies and does not make transactions with the transfer of currencies to bank accounts. In addition, Roboxchange does not work with the well-known electronic payment system PayPal.
For security purposes, it should be remembered that the Roboxchange system never performs exchange and payment transactions otherwise than in a fully automatic mode, service operators do not process transactions manually. Also, Roboxchange does not make transfers via email. If you see somewhere offer with such services on behalf of Roboxchange, then this is a known scam.
Upon implementation, the buyer does not pay any interest. The commission is taken from the seller only. However, there are exceptions. If the electronic currency used to pay for the purchase does not have a ruble expression, a 2% commission is charged. After payment for the purchase, funds are instantly transferred to online wallet seller.
When working with sellers - legal entities - a commission is charged from 2 to 5%, depending on the tariff and the currency used.
